Professional Indemnity & Liability Insurance
What do you need | What to look out for | Scheme Prices | How to Apply | Online Application

What to look out for in a policy

  • Ensure the scheme covers work direct with clients and agency based contracts
  • Ensure that retroactive cover is offered, thus protecting any work or decisions you have made in the recent past
  • Check the 'excesses' - some can be very high
  • Ensure it covers 'sub contracted work'
  • Make sure all Directors, Officers and Employees of the Company are covered
  • Check to see if the insurer includes 'Legal Expenses' to cover your company against disputes with IR, HMC and your Agents/Clients
  • Ensure the cover includes business asset and disruption cover as well





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