Professional Indemnity & Liability Insurance for Contractors and Freelancers
Professional Indemnity Prices of the Caunce O'Hara Schemes
The Professional Indemnity prices are as follows - prices are per annum. NOTE - prices are dependent on the fee income bracket of the company (last years fees). For start-up companies, please use a 12 month projected figure.
Insurance prices of the Caunce O'Hara Schemes
| Fee Band GBP |
Limit of Indemnity/Premium - GBP | Excess GBP |
||||
|---|---|---|---|---|---|---|
| 100k | 250k | 500k | 1mill | 2mill | ||
| 0-50k | 165 | 170 | 200 | 245 | 430 | 250 |
| 50-100k | 208 | 230 | 300 | 370 | 580 | 500 |
| 100-150k | 260 | 328 | 390 | 546 | 720 | 500 |
| 150-200k | 312 | 390 | 468 | 656 | 860 | 250 |
| 200-250k | 390 | 488 | 585 | 820 | 1075 | 500 |
| 250-300k | 468 | 585 | 702 | 984 | 1290 | 500 |
| 300-400k | 515 | 643 | 772 | 1083 | 1419 | 500 |
| 400-500k | 576 | 708 | 850 | 1191 | 1560 | 500 |
| £50,000 Legal Expenses cover available for an extra £75.00 per annum | ||||||
(Insurance Premium Tax of 5% is included in the above premiums).
| Employers/Public Liability Insurance is an additional policy (and can be bought separately) that provides the following cover | |
|---|---|
| Total Cost of package | £112 per annum |
| Includes £5 million Employers Liability
(£10,000,000 available for extra £52.50pa) Includes £1 million Public Liability Includes £5,000 equipment cover 'all risks' You can easily increase the cover at only £5 per £1000 or include some cover away from the office £10 per £1000 UK, £20 per £1000 EU or £30 per £1000 Worldwide |
All included in above cost |
(Insurance Premium Tax of 5% is included in the above premiums).
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