Professional Indemnity & Liability Insurance for Contractors and Freelancers

What to look out for in a policy

Ensure the scheme covers work direct with clients and agency based contracts
Ensure that retroactive cover is offered, thus protecting any work or decisions you have made in the recent past
Check the 'excesses' - some can be very high
Ensure it covers 'sub contracted work'
Make sure all Directors, Officers and Employees of the Company are covered
Check to see if the insurer includes 'Legal Expenses' to cover your company against disputes with IR, HMC and your Agents/Clients
Ensure the cover includes business asset and disruption cover as well

You win some, you lose some Given the looming general election, pundits had predicted a low key budget today but there was still bad news for some clients. There were certainly positives too and here we interpret the impact of the budget on the UKs Freelancer community.…
60% tax rate looms for Contractors From 6th April an effective income tax rate of 60% will apply to those Freelancers earning over £100k…
Investment opportunities for Contractors in Darlings new 'green' bank Investment opportunities for Contractors in Darlings new 'green' bank…

I cannot believe I wasted time with other intermediaries…

Dil Sidhu
The whole process was so quick and easy with no worries…

Steve Birchall
I would have no hesitation in recommending your company to others.

Nick Williams

2010 - A year of change...