Contractor Financials

Many UK savers will be blissfully unaware that their sleepy Post Office savings accounts are linked in any way to the European Sovereign debt crisis… With the recent coverage of the plight of Ireland’s largest banks, you could be forgiven for thinking this is someone else’s problem but few really appreciate how entwined the UK …

The Government has announced that it will release a green paper next year concerning the removal of means testing from the state pension and the proposal to raise the level of benefit paid to £140 a week. This will be welcome news for Contractors who may be near to retirement as it means that even …

In our dominant position as the UKs largest and most respected Contractor specialist mortgage adviser, our management team have been working hard in recent months to negotiate our specialist contract based mortgage underwriting with new lenders. This is all part of a concerted effort to help the UKs Contractor community avoid the worst of the …

With drastic cuts lined up for the benefit system over the next four years, George Osborne has pledged that while he is Chancellor; “it will always pay to work”. A new twelve month limit for sickness benefit makes it more important than ever to protect yourself with income protection that will cover Contractors for long …

The wait is finally over for thousands of Contractors that have been stuck on their lenders Standard Variable Rate (SVR). Lenders have introduced a range of very competitive fixed and variable rate mortgages recently which are making SVR’s look high for the first time since the base rate fell to the historic low of 0.5%… …

Contractors could cash in on the demand for rental properties following George Osborne’s proposed cuts to the availability of social housing. With lenders slowly waking up to the demand for buy to let mortgages again we can help you make the most of the future investment opportunities in the housing market with an exclusive rate… …

A new ISA limit of £10,680 will be introduced for the 2011/12 tax year. This follows the announcement in the emergency budget that ISA limits will increase in line with the Retail Price Index (RPI) under the watchful eye of the Coalition Government. This came as a welcome relief this week amidst fears that the …

The news that we have been anticipating in the last four issues of Planet Contractor finally broke this month with the announcement that the annual pensions allowance will be cut to £50k. Amongst other changes related to pension tax relief and with the changes set for April 2011, we urge Contractors to make hay while …

With flu season fast approaching we have negotiated an exclusive deal to offer our clients two months free income protection. This Contractor friendly cover will pay out from the first day of illness or injury so it covers against even minor illnesses such as colds and flu. As Contractor specialist IFA’s we are all too …

When you eventually hang up your mouse and retire you could be looking forward to an old age that lasts as long as the time that you were in work thanks to dramatic changes in life expectancy. In the 1940′s and 50′s lower life expectancy meant that few people would survive to enjoy a long …