Preferential Health Insurance Rates for Contractors

Working as a contractor should mean that you enjoy a greater level of income than had you stayed a permanent employee. With this employment flexibility comes greater earnings capacity but also a greater degree of risk that your income could be disrupted by routine operation or unforseen illness - every day that you take off work is a days income lost forever.

Rather than endure costly delays caused by NHS waiting lists, contractors need reliable, good quality health insurance cover to leapfrog waiting lists, be treated in comfort and get back to work with a minimum of delay. This essential safety net can literally be self financing if it results in reduced time spent unable to turn up at your clients site for work.

Preferential terms for contractors and their families are avialable via WPA. WPA is an award winning health insurer with over 100 years experience. You can get immediate cover via our dedicated contact and benefit from a reduction in premiums based on the fact that you will be directed to a specific online application form. Direct applications only attract this discount in the first year whereas the preferential terms will ensure that you benefit from this discount for life.

Example WPA premiums* for quality health cover

Age	Preferential Terms for Contractormoney
30 year old	£11.88 per month
40 year old	£16.02 per month
50 year old	£21.63 per month

*Based on Flexible Health Premier including Cancer Cover for a non smoker, £1000 Shared Responsibility with a Reading (RG) postcode. This provides unlimited hospital cover (excl Premium Hospitals) with limited Out-Patient and Therapy benefit. Rates also include a 25% First Year only discount.

Submit your details below to receive a personalised illustration and advice from WPA representative Raymond Lamb and find out how you can further enhance the cover with additional Out-Patient treatment, alternative therapy benefits, Worldwide Cover, Dental plans and inclusion of Premium Hospitals.

As a customer of WPA you will be guaranteed to have the freedom to choose any hospital in the UK for your treatment and your premiums will not increase as a result of any claims you make.

• I am happy to assist you at any time with questions or claims, and will contact you annually to review your cover to ensure it meets your requirements and to advise you of any new schemes which may become available.

  Raymond Lamb WPA April 2007

Contact Raymond Lamb

Complete the enquiry form below with your requirements and we will be in touch shortly.

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Testimonials

• I chose the health insurance because I liked the flexibility of the policy allowing me to choose benefit components, starting from a well-defined base level. I also know I can amend this in the future if my circumstances should change.

  I also liked the concept of shared responsibility which gave me the opportunity to keep costs low but still provide cover against prohibitive costs should this arise. No hospital restriction is also a benefit.

  The entire process of getting advice from Ray Lamb and progressing the application was excellent. No call-centres or second-hand involvement and getting quotes for alternative combinations of benefits on-line was also very simple.

  AP - Chartered Engineer, April 2007

• I have been very impressed at the efficient, no fuss, service I have received when arranging my healthcare. On falling ill my claim was dealt with quickly and I received what I needed when I needed it - which as far as I am concerned is extremely important at what can be a stressful time.

  As a contractor, without the backup and benefits of being employed by a large organisation, it is wonderful to be able to buy private health care at a sensible rate. I really appreciated the personal touch of having Ray Lamb as my own account manager to discuss my requirements and clarify the options available to me both at application stage and then again at renewal whereas its often so difficult to keep continuity of contact with other institutions I have had dealings with. This service gets a five star rating from me!

  Nicola Edwards - Contractor, April 2007

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