Since 2001 we have developed a strong reputation for being a one stop shop for all of your financial needs during your time as a contractor, from mortgages to pensions, protection to investments, we have a solution to suit your needs.

Our Story

Contractor Financials was set up in 2001 after identifying a gap in the financial services industry for independent advice tailored to the growing contractor and freelancer market. It was the time of Y2K and contractors were in hot demand as the whole country panicked about the millennium bug. At the time, there wasn’t anyone offering tailored advice specifically aimed at the needs of this unique workforce and so we set about to change that. We started by approaching the High Street and negotiated the first ever ‘contractor mortgage’ that enabled clients to borrow based on a multiple of their contract rate alone.

Seventeen years later, the firm has grown to a dedicated and friendly team of over 70 professionals offering the highest quality of independent financial advice. We now work with many of the biggest lenders in the UK to offer a wide range of contractor mortgages to suit every client and a wide variety of contractor professions. We also have a dedicated remortgage team to meet the long term needs of our mortgage clients which has helped us to develop strong, lasting relationships with the 22,000 clients that we have helped to date.

We are not just a mortgage broker though, we are keen to offer a full financial review service and this is still very much present in the ethos of the firm today. We have a protection team who ensure that our client’s finances are protected with a solution to suit their individual needs. From Life Cover to Income Protection, our specialist team are on hand to help you protect your income and your loved ones from whatever life may bring and will be there to help you or your dependents if you ever need to claim.

We have partnered with sister company Contractor Wealth to offer pensions and investments. They understand our contractor clients and the tax benefits of pension investment today, alongside the retirement benefits for tomorrow. Many of our clients have fully embraced the idea of pension investment as a tax efficient means of getting company money in to personal hands and are reaping the rewards. In addition to setting up your company and personal pensions we also offer our Active Management Service (AMS) which launched in 2013 and we now hold over £34million (April 2015) under management for our clients.

We are proud to be able to say that 98.5% of our clients would recommend our services to a friend according a recent survey and that is all thanks to the hard work and efforts of our team. To find out more about the advisers and their support teams, visit our meet the team pages…