Are you a Contractor looking for a Mortgage?
At Contractor Financials we specialise in securing contractor mortgages from high street lenders including the Newbury Building Society.
How do we do it?
Simple. Having been specialists in the contractor mortgage field for over 10 years now, we have developed the expertise and key relationships that are needed to get you the mortgage you want at high street rates.
We ensure that your application is put in front of the key mortgage underwriters at the Newbury who understand your unique employment status and appreciate that demand for your skills is high.
By using this approach we are able to avoid the Newbury Building Society high street branch network, as this can often end in your application being unsuccessful. Mortgage staff within high street branches are not generally trained to deal with applications from contractors, so unless you can prove your income (with 3 years of accounts) you will most likely be declined.
Newbury Building Society launches 95% ‘Help to Buy’ Mortgage for Contractors
With our assistance you can also gain access to Newbury Building Society's new 95% mortgage being offered under the latest government backed Help to Buy mortgage guarantee scheme. It’s open to both first time buyers and next time buyers.
This means you can access 95% mortgages based on contract rate alone for the first time since the credit crunch in 2008.