We specialise in securing contractor mortgages for contractor clients from many contractor-friendly lenders including Virgin Money. Due to our bespoke underwriting, we have access to high-street rates, which results in contractors securing the same rates as permanent employees. 

Are you worried you won’t be able to get a Virgin Money Contractor Mortgage?

Don’t be! With our help and expertise you’ll be able to secure the same mortgage deal as a permanent employee.

How do we do it?

We make use of the extensive knowledge and key contacts that we have built up over more than a decade specialising in contractor mortgages.

We ensure that your application is put in front of key mortgage underwriters at Virgin Money who understand your unique employment status and appreciate that demand for your skills is high.

Using this approach we are able to avoid the Virgin Money branch network, which will often result in applications from contractors being rejected. Mortgage staff within high street branches are not trained to deal with applications from contractors, so unless you can prove your income (with 3 years of accounts) most will be declined.