Contractor Financials

At ContractorFinancials we are entirely focused on meeting the needs of the UKs Freelancer community.

We aim to help you make the most of your employment status whilst ensuring you guard against some of the pitfalls that exist now that you are outside of a large employer safety net.

As Independent Financial Advisers we are uniquely specialist in our field. To date we have helped over 11,000 individual Contractor clients to achieve their financial goals yet our friendly team of professionals are mindful that every new client is an individual. A dedicated adviser will be on hand to help secure you a mortgage based simply on a multiple of your contract rate, save you tax using a flexible Contractor pension or protect your income and lifestyle via our tailored suite of insurance products.

We recognise that your time is precious so have designed our service to provide timely advice by phone and email although we also offer a nationwide service if you would like to meet us.

Our award winning advisers are just a phone call away on 0845 062 8888 or you can contact us.

Our Key Services

	Contractor Mortgages Avoid lenders with a bias against freelancers by using our specially negotiated contract-based underwriting. Unrivalled experience over the past 12 years and unlike other brokers we charge no fees for our advice which can save you £500+
	Contractor Pension The most tax efficient means of transferring money from contract into personal hands. Limited company and Umbrella company Contractors can invest up to £50k pa (in certain cases even more) using a Freelancer friendly pension.
	Income Protection A vital safety net to help pay the bills if you are injured or fall ill. We have negotiated protection uniquely based on gross contract rate rather than drawings or payslips giving you complete confidence in the event of a claim
	Keyman, Life and Critical Illness Cover Essential cover to repay outstanding debts and protect loved ones if you die. Keyman can be paid tax efficiently from your limited company
	Investments Invest up to £11,280 in an ISA during this tax year, get company money working harder and make the most of your savings
	Medical Cover Great discounts helping you avoid NHS waiting lists and get back to work sooner

Further Information

	Mortgage Calculator How does my contract rate allow me to borrow?
	Contractor finances An introduction
	Contractor investing Contractor’s guide to investing
	Latest Tax Tables Key rates and allowances