Seafarer Mortgages: How to get one

Are you a seafarer looking for a mortgage?

If you have answered yes to the above question you are probably well aware of the challenges you are about to face.

As a seafarer, you might spend half the year on board a ship outside of UK waters, or a couple of months on a vessel carrying out geological surveys of the seabed. Even with your extensive skill set, in the eye of the lender, you are still perceived as high risk. To add to that, you may be penalised because of the tax allowances you receive. Lenders won’t usually understand income that is subject to seafarer earnings deductions and may ignore it entirely as a result.

We understand that seafarers live extremely busy lives, and when they do have a break they have other commitments to fulfill. CMME can help you secure competitive funding while taking all the frustration and hassle out of the process.

What we offer with Seafarers mortgages:

• Competitive High Street rates
• Maximised borrowing potential
• Bespoke underwriting designed for seafarers
• Advice tailored to your individual circumstances

Our access to mortgages can be tailored to suit your financial situation and take into account your full pay structure.  Our expert, professional advice will secure the best deal for you and your lifestyle, without you having to change the way you work.