At Contractor Financials we specialise in securing mortgages for contractors from many High Street lenders including the Halifax.

Are you worried you won’t be able to get a mortgage now you’re a contractor?

Well don’t be! With our help and expertise you’ll be able to secure the same high street mortgage deals as a permanent employee.

How do we do it?

Simple. Having been specialists in the contractor mortgage field since 2001, we have developed the expertise and key relationships that are needed to get you the mortgage you require.

We ensure that your application is put in front of the key mortgage underwriters at the Halifax who understand your unique employment status and appreciate that demand for your skills is high.

By using this approach we are able to avoid the Halifax high street branch network. High Street banks do not generally understand or train their employees to deal with applications from contractors, so unless you can prove your income (with 3 years of accounts) you will most likely be declined.

Halifax launches 95% ‘Help to Buy’ Mortgage for Contractors

With our assistance you can also gain access to Halifax’s new 95% mortgage being offered under the latest government backed Help to Buy Mortgage Guarantee scheme. It’s open to both first time buyers and next time buyers.  Furthermore Halifax are currently offering free valuation fees on contractor mortgages

This means you can access 95% mortgages based on your contract rate alone for the first time since the credit crunch in 2008.