Why do most contractors struggle to get a mortgage?
Unfortunately, we come across contractors every day that have missed out on a mortgage on the high street because the in-branch advisers don’t understand your employment status and how you are paid. They often try to base your mortgage on what your accounts show which will never truly reflect what you earn.
Don't worry, help is at hand!
Thanks to our specially negotiated contract based underwriting, you no longer need to worry about securing a mortgage while you are contracting. Forget about what the accounts of your limited company or payslips show, or any tax saving methods you have in place, we will work solely off your contract rate alone, meaning that you can borrow up to 5x your annualised contract rate.
Our experienced team of advisers and administrators will be there every step of the way to ensure your mortgage goes through smoothly.